The Nadlan Group Real Estate Podcast

Exclusive Black Friday and Cyber Monday Deals on Our Premium Mortgage Plan

🎉💰 Exclusive Black Friday & Cyber Monday Deals on Our Premium Mortgage Plan!
This holiday season, unlock massive savings on our top-tier mortgage solutions. 🏡💳 Whether you're refinancing, investing, or securing your first loan, these limited-time Black Friday and Cyber Monday offers give you unmatched benefits, lower costs, and smarter financing options. 🚀
 
Inside this video, you’ll discover:
✔️ Special discounts available only this weekend
✔️ How our Premium Mortgage Plan helps maximize your savings
✔️ Why smart buyers and investors take action during holiday deal season
✔️ How to secure your offer before it expires ⏳🔥
 
Don’t miss out — your best mortgage opportunity of the year is here!
 
This Black Friday and Cyber Monday, one of the biggest mortgage opportunities of the year has arrived — offering massive savings, premium tools, and exclusive investor benefits.
For four days only, you can join the Premium Mortgage Plan at 90% off, unlocking permanent savings that reduce your broker fees by up to 50% on every loan you take, now and in the future. This isn’t a limited-feature trial or a temporary discount. Once you join, your reduced fees become your new standard — saving you thousands on every transaction.
 
With the Premium Plan, your broker fees drop as low as 0.8 points on $1–5M loans and 0.7 points on loans above $5M. On a $1 million loan alone, that’s a $7,000 savings. These aren't industry-matching rates — they beat typical broker fees by a mile.
 
On top of that, Premium members get something no other mortgage program offers: unlimited free auctions. That means you can run as many lender auctions as you want, each one producing at least 10 competing offers within seven business days. And the best part? A second-round auction pushes lenders to improve their terms even further — leading to lower rates, fewer fees, and stronger offers.
Cyber Monday adds an extra bonus: one full year of free featured placement on the Investor Network — normally a $2,500 value — connecting you with active investors, private lenders, and future partners. But this extra perk is available only on Monday.
 
Early subscribers also receive two free consultation hours with senior mortgage advisors and priority scheduling, giving them a fast-track start on their first auction.
Premium members gain access to powerful investor tools like Propstream and Rentometer Pro — saving over $1,700 per year — plus direct WhatsApp communication with senior staff and extended support hours from 7am to 7pm.
 
🔍 If you’re looking to get the best possible mortgage in the U.S. for Foreign Nationals and Americans, and want to run an auction between more than 3,000+ lenders, click here👇
https://nadlancapitalgroup.com/
 
Continue reading on our site: 
https://www.forumnadlanusa.com/2025/11/exclusive-black-friday-and-cyber-monday-deals-on-our-premium-mortgage-plan/
 
#BlackFridayDeals #MortgageSavings #RealEstateInvesting #CyberMondayOffers #PremiumMortgagePlan
 

Mortgage Rates Hold Steady After Thanksgiving as Market Awaits Next Week’s Data

The Friday after Thanksgiving delivered exactly what the mortgage market expected—complete calm. Mortgage rates didn’t move at all, with lenders offering the same top-tier 30-year fixed rates they posted before the holiday. This quiet stretch is typical because financial markets, especially the bond market that drives mortgage rate changes, operate with extremely light participation.
 
With many traders out and the bond market closing early, there simply wasn’t enough activity to push rates in either direction. No major economic data was released, no new headlines emerged, and no meaningful market shifts took place. As a result, the day ended exactly where it started.But this calm won’t last long.
 
Next week, markets return to full strength, and several important economic reports—many delayed by the recent government shutdown—are finally set to be released. These reports cover areas like jobs, inflation, and consumer spending, all of which have a direct impact on bond yields and mortgage rates.
 
If the data comes in hotter or cooler than expected, we could see rates move noticeably—either direction is possible. Investors will also be watching how these numbers influence expectations for the Federal Reserve’s upcoming policy decisions.
 
So while today’s stillness is nothing unusual, it’s likely just a brief pause before the next wave of movement.
 
🔍 If you’re looking to get the best possible mortgage in the U.S. for Foreign Nationals and Americans, and want to run an auction between more than 3,000+ lenders, click here👇
https://nadlancapitalgroup.com
 
Continue reading on our site: 
https://www.forumnadlanusa.com/2025/11/mortgage-rates-hold-steady-after-the-thanksgiving-holiday/
#MortgageRates #HousingMarketUpdate #FinancialNews #InterestRateWatch #RealEstateInsights

Homebuyers Make a Final Push Before the Holidays, But Stubborn Rates Limit Momentum

Mortgage activity barely budged last week as interest rates continued to hover inside one of the narrowest ranges we’ve seen in months. According to the Mortgage Bankers Association, overall mortgage applications rose just 0.2%—essentially flat—showing how little motivation borrowers feel in today’s rate environment.
 
The average 30-year fixed rate for conforming loans ticked up to 6.40%, the highest level since early October. While this is still lower than the same week a year ago, the slight rise was enough to keep many buyers and homeowners on the sidelines.
 
The one bright spot came from purchase applications, which climbed 8% week over week and sat 20% higher than this time last year. This bump is typical as buyers try to lock in contracts before the holiday slowdown kicks in.
 
🔍 If you’re looking to get the best possible mortgage in the U.S. for Foreign Nationals and Americans, and want to run an auction between more than 3,000+ lenders, click here👇
https://nadlancapitalgroup.com
 
Continue reading on our site: 
https://www.forumnadlanusa.com/2025/11/homebuyers-make-a-final-push-before-the-holidays-but-rising-rates-limit-motivation/
#MortgageNews #RealEstateMarket #HousingUpdate #InterestRates #HomeBuyers

Warehouse Real Estate Enters a New Balance Key Trends to Watch in 2026

After several years of dramatic highs and lows, the U.S. warehouse real estate market is finally stabilizing. What started as a pandemic-driven boom, followed by an oversupply cooldown, has now shifted into a more balanced and strategic phase heading into 2026. Demand is steadying, construction is slowing, and new federal policies supporting domestic manufacturing are reshaping the industrial landscape.
 
One of the biggest changes is the shift in tenant priorities. E-commerce remains a major driver, but consumer behavior is pivoting slightly back toward in-store shopping. As a result, warehouse users are no longer racing to secure the biggest spaces; instead, they’re prioritizing power availability, efficiency, and location. Some markets are even seeing modest rent declines due to oversupply, but overall rents have largely stabilized.
 
Big-box warehouses—about a quarter of the nation’s industrial supply—are moving closer to equilibrium. Vacancy rates are near their cycle highs, yet leasing demand from third-party logistics firms like Ryder and DHL has surged. Construction has slowed dramatically, dropping from 330 million square feet in 2023 to just 48 million in the first half of 2025. This means the oversupply gap is closing, setting the stage for rent stabilization and potentially rising rates in 2026.
 
Major structural trends are also influencing demand. Prologis expects e-commerce tenants to make up 25% of new leasing next year, while global online sales approach 20% of retail. Power-ready warehouses—capable of supporting automation, robotics, and AI—are quickly becoming some of the most valuable assets in the market. Hines reports that strong electrical infrastructure and infill locations are now primary drivers of pricing.
 
Reshoring is another major catalyst. As more manufacturing returns to the U.S., warehouse demand is projected to jump by roughly 35% over the next five years. Facilities near ports, transportation hubs, and production corridors will play an increasingly critical role in supply-chain resilience.
 
Even major tenants like Amazon are shifting strategy. Instead of expanding aggressively, the company is prioritizing proximity, efficiency, and modern, automated buildings. This reflects a broader industry trend: faster delivery and smarter operations matter more than raw square footage.
 
Finally, AI and proptech are transforming warehouse operations—from optimizing traffic routes and inventory flows to predicting maintenance and reducing operating costs. These tools will further increase demand for tech-ready, power-advantaged industrial sites.
 
Overall, the warehouse market is no longer in reactive mode. It’s transitioning into a more stable, strategic cycle shaped by proximity, power, and productivity. While economic uncertainty remains and interest rates are still elevated, the long-term outlook for industrial real estate is solid—especially for developers and investors focused on modern, well-located, and automation-ready assets.
 
🔍 If you’re looking to get the best possible mortgage in the U.S. for Foreign Nationals and Americans, and want to run an auction between more than 3,000+ lenders, click here👇
https://nadlancapitalgroup.com
 
Continue reading on our site: 
https://www.forumnadlanusa.com/2025/11/warehouse-real-estate-sector-finds-new-balance-what-to-expect-in-2026/
#MortgageIndustry #CustomerRetention #LoanServicing #HousingMarket2025 #MortgageTech

Why Customer Retention Matters Most in Today’s Mortgage Market

The mortgage industry in 2025 has entered a phase no one expected: stability—at least on the surface. Mortgage rates remain high, refinance activity is at historic lows, and purchase demand is still constrained by tight affordability. Meanwhile, political pressure between the Trump administration and the Federal Reserve adds an unusual layer of uncertainty around future rate cuts.
 
But behind the scenes, one thing hasn’t changed at all: borrowers expect more. As consumers become increasingly digital-first, lenders and servicers are under pressure to modernize everything—from communication to loan management to customer support. These upgrades are essential but expensive, and with new originations slowing, companies have to find revenue elsewhere.
 
Ironically, the biggest opportunity is already in their hands: the servicing portfolio.
 
According to the Mortgage Bankers Association, only 15% of borrowers refinance with their existing servicer. That means 85% walk away—even after years of monthly interactions that should build trust. It’s one of the industry’s biggest missed opportunities.
 
Today’s leading servicers are turning this around by transforming retention into a strategic priority. Instead of seeing servicing as just payment collection, they’re treating it as the heart of the customer relationship—using borrower data, modern technology, and smarter engagement to turn loyalty into long-term revenue.
 
This shift is crucial because a future refi boom is inevitable—whether it comes from political pressure, a softer labor market, or the Fed’s ongoing path toward normalization. When rates fall, borrowers will move quickly. The real question is whether their servicer moves with them.
 
Servicers winning on retention today are doing four things right:
Using unified data to spot borrower needs in real time
Delivering personalized communication, not generic offers
Offering strong self-service tools supported by real human help
And adopting retention-focused platforms like Dara that connect servicing, engagement, and compliance into one journey
 
The payoff is huge. Even a small boost in retention—5% to 10%—can dramatically increase revenue and lower acquisition costs. In a year where margins are tight and originations are scarce, retention isn’t optional anymore. It’s the most reliable path to growth.
 
The bottom line: the companies investing in smarter, connected servicing today will be the ones that win tomorrow—especially when the next refi wave hits.
 
🔍 If you’re looking to get the best possible mortgage in the U.S. for Foreign Nationals and Americans, and want to run an auction between more than 3,000+ lenders, click here👇
https://nadlancapitalgroup.com
 
Continue reading on our site: 
https://www.forumnadlanusa.com/2025/11/why-customer-retention-is-the-most-urgent-priority-in-a-shifting-mortgage-market/
#MortgageIndustry #CustomerRetention #LoanServicing #HousingMarket2025 #MortgageTech

Jobs Report and Stock Declines Keep Mortgage Rates Locked in a Tight Range

This week brought back several key economic reports that were delayed by the recent government shutdown. One of the biggest was the long-awaited September jobs report—and even though the data was a bit outdated, it still produced the strongest bond-market trading activity since the last Federal Reserve meeting. That’s how influential the monthly jobs report is, even compared to most other indicators.
 
But despite the surge in market activity, mortgage rates barely moved. Rates remain stuck in the same tight range they’ve been following for weeks, and that’s mostly because the jobs report sent conflicting signals.
 
On one hand, payrolls came in surprisingly strong—119,000 new jobs compared to expectations of around 50,000. But that good news was quickly offset by a major revision to the prior month’s numbers, which were lowered from a gain to an actual job loss.
 
The unemployment rate also rose to 4.4%, the highest of this cycle. Normally that would push rates lower, but this time there was an important twist: more people entered the labor force. When participation rises, unemployment can increase without the job market actually weakening. That’s why markets didn’t react strongly—it wasn’t a clean “good” or “bad” signal.
 
Meanwhile, declines in the stock market offered some support for interest rates. Big stock losses often drive investors into bonds, and that can push mortgage rates down. We saw that dynamic play out this week—but again, not strongly enough to pull rates out of their current sideways pattern.
 
Overall, both the economy and the markets are waiting for clearer direction. Several major reports, especially on inflation, are still delayed because of the shutdown. And with the next Federal Reserve meeting approaching on December 10th, policymakers will be making one of their toughest decisions yet—without their usual data.
 
For the first time in months, the Fed’s next move truly could go either way. Until then, expect mortgage rates to stay stuck in their familiar range, waiting for new information to break the pattern.
 
🔍 If you’re looking to get the best possible mortgage in the U.S. for Foreign Nationals and Americans, and want to run an auction between more than 3,000+ lenders, click here👇
https://nadlancapitalgroup.com
 
Continue reading on our site: 
https://www.forumnadlanusa.com/2025/11/jobs-report-and-stock-losses-help-rates-hold-the-range/
#MortgageRates #HousingMarketUpdate #JobsReport #FederalReserve #EconomicNews

U S Consumer Confidence Drops to Seven Month Low as Job Concerns Rise

Consumer confidence weakened significantly in November, signaling growing concern among Americans about the state of the economy and what lies ahead in 2026. The Conference Board’s Consumer Confidence Index dropped to 88.7—its lowest reading in seven months and well below expectations. Both the Present Situation Index and the Expectations Index declined, showing that consumers are uneasy not only about today’s conditions but also about their future prospects.
 
One of the biggest shifts came from the job market outlook. The share of people saying jobs are “plentiful” collapsed from nearly 29% in October to just 6% in November. Meanwhile, those who said jobs are “hard to get” held steady, suggesting workers are unsure about where the labor market is heading. This aligns with other indicators, including ADP’s report showing private employers cut an average of 13,500 jobs over the past month. Economists describe the situation as a “no hiring, no firing” environment—companies aren’t expanding, but they aren’t shedding workers aggressively either.
 
Inflation and broader economic fears are also weighing heavily on Americans. Many survey respondents pointed to rising prices, tariffs, political uncertainty, and disruptions tied to the recent government shutdown. Inflation expectations have moved higher as well, with consumers anticipating a 4.8% price increase over the next year—more than double the Fed’s target.
 
Despite these concerns, there is one bright spot: expectations for the stock market remain strong, even as confidence in the overall economy slips.
 
This drop in sentiment lands just as the Federal Reserve debates whether to cut interest rates again in December. With inflation easing but job growth slowing, several Fed officials have hinted they support another rate reduction. But without key economic data that was delayed by the government shutdown, policymakers are operating with a more limited view than usual.
 
Other surveys confirm the weakening mood. The University of Michigan’s sentiment index fell nearly 5% in November and is down nearly 30% from a year ago. Together, the data paints a picture of consumers growing increasingly anxious as 2025 comes to a close, pressured by high prices, labor uncertainty, and political volatility.
 
🔍 If you’re looking to get the best possible mortgage in the U.S. for Foreign Nationals and Americans, and want to run an auction between more than 3,000+ lenders, click here👇
https://nadlancapitalgroup.com
 
Continue reading on our site: 
https://www.forumnadlanusa.com/2025/11/consumer-confidence-hits-lowest-level-since-april-as-job-concerns-increase/
#ConsumerConfidence #EconomicUpdate #InflationConcerns #JobMarketTrend #FederalReserve

Pending Home Sales Rise as Lower Rates Spark Buyer Activity in October

Pending home sales saw a small but meaningful gain in October, offering one of the first signs that easing mortgage rates helped bring buyers back into the market. According to the National Association of Realtors, contract signings rose 1.9% from September. While still slightly below last year’s levels, the increase shows that buyer interest is beginning to re-emerge as affordability improves and inventory loosens up.
 
The regional breakdown tells the real story. The Midwest led the country with a 5.3% jump in pending sales, followed by the Northeast and the South. These regions benefit from more manageable home prices and better supply. The West, however, continued to struggle, with a 1.5% monthly decline and a steep 7% drop from last year, showing how high home prices and affordability constraints are holding buyers back.
 
Economists say improving mortgage rates earlier in the fall played a key role. A short-lived dip gave buyers a window of opportunity, and many who had been sitting on the sidelines finally stepped in. Slightly better inventory levels also helped, particularly in the Midwest and South.
 
Still, buyer and seller expectations are cooling as the holiday season begins. Fewer agents expect an increase in traffic heading into winter, and economists warn that the rebound in pending sales does not erase the broader slowdown seen throughout the year.
 
Experts say the outlook remains cautious. Mortgage rates have moved higher again in November, and economic uncertainty—along with a lack of fresh federal data—continues to shape the market’s direction. But October’s uptick shows that demand remains solid; buyers are simply waiting for the right mix of rates and affordability.
 
As 2025 winds down, the market appears steady but not booming, with buyers showing renewed interest whenever conditions improve, even slightly.
🔍 If you’re looking to get the best possible mortgage in the U.S. for Foreign Nationals and Americans, and want to run an auction between more than 3,000+ lenders, click here👇
https://nadlancapitalgroup.com
 
Continue reading on our site: 
https://www.forumnadlanusa.com/2025/11/pending-home-sales-rebound-as-lower-rates-unlock-pent-up-homebuyer-demand/
#HousingMarket #PendingHomeSales #RealEstateUpdate #MortgageRates #HomeBuyingTrends

U S Home Price Growth Slows Again, Hitting Weakest Pace Since Mid 2023

U.S. home price growth continued to cool in September 2025, signaling a deeper slowdown in the housing market as high mortgage rates keep pressure on buyers. New Case-Shiller data shows national home prices rose just 1.3% year over year — the weakest gain since mid-2023 and a major drop from the double-digit surges seen after the pandemic.
 
Experts say this cooling is becoming more pronounced. Prices are now rising much more slowly than overall inflation, creating the widest gap between CPI and home-price appreciation so far this year. That means in real terms, home values are effectively flattening or even falling.
 
The slowdown is far from uniform across the country. Chicago, New York, and Boston are still showing solid annual gains, helped by stronger demand and tighter supply. But several Sun Belt metros — including Tampa, Phoenix, Dallas, and Miami — are now seeing clear price declines after years of rapid appreciation. Tampa led the drop with a 4.1% annual decrease, marking its 11th straight month of negative growth.
 
Month-to-month data also shows weakness. All 20 tracked metros posted price declines before seasonal adjustment, while seasonally adjusted gains were extremely modest. Over the past six months, national home prices have risen only 0.4%, which means inflation-adjusted prices are essentially falling.
 
Sun Belt and Western markets show the sharpest six-month declines, while a handful of Northern metros — including Chicago, Cleveland, and Boston — remain in positive territory.
 
With mortgage rates hovering near 6.3% through late September and affordability still stretched to multi-decade lows, analysts expect the market to carry this cooler momentum into 2026. Inventory is rising slowly, demand is constrained, and price growth is likely to remain subdued — or even turn negative in some regions — as the housing market transitions into a slower, more normal pace after years of volatility.
 
🔍 If you’re looking to get the best possible mortgage in the U.S. for Foreign Nationals and Americans, and want to run an auction between more than 3,000+ lenders, click here👇
https://nadlancapitalgroup.com
 
Continue reading on our site: 
https://www.forumnadlanusa.com/2025/11/u-s-home-price-growth-slows-to-weakest-pace-since-mid-2023/
#HousingMarket #HomePrices #RealEstateTrends #MortgageRates #MarketUpdate

Mortgage Rates Edge Up Slightly but Still Hover Near Multi Year Lows

Mortgage rates inched slightly higher on Wednesday, but the change was so small that most borrowers wouldn’t notice it in their quoted offers. Even after the uptick, rates are still hovering near the lowest levels of the past month and remain close to the best levels seen in more than three years.
 
Market activity was calm, with only minor shifts in the bond market—the main driver of mortgage rates. That kept lenders’ pricing changes very limited and helped preserve a generally favorable rate environment compared to the much higher peaks from earlier this year.
 
With the Thanksgiving holiday, financial markets and mortgage lenders are closed on Thursday, and trading on Friday is typically extremely light. That means we’re unlikely to see any big moves in mortgage rates until early next week, when normal trading activity resumes.
 
Looking ahead, recent economic data continues to show cooling inflation and slower economic growth—both factors that tend to support lower or at least stable mortgage rates. If upcoming reports confirm that trend, there’s still a decent chance that mortgage rates could drift slightly lower again as December gets underway.
 
🔍 If you’re looking to get the best possible mortgage in the U.S. for Foreign Nationals and Americans, and want to run an auction between more than 3,000+ lenders, click here👇
https://nadlancapitalgroup.com
 
Continue reading on our site: 
https://www.forumnadlanusa.com/2025/11/mortgage-rates-slightly-higher-but-remain-near-long-term-lows/
#MortgageRates #HousingMarket #HomeBuying #InterestRates #RealEstateUpdate