The Nadlan Group Real Estate Podcast

Starter Home Sales Rise as Supply Reaches Highest Level in Nearly a Decade

 
Starter-home sales showed a meaningful rebound in October, rising nearly 5% year-over-year as buyers finally encountered more listings and steadier prices. According to Redfin’s latest data, this wasn’t just an entry-level trend — mid-priced and high-priced homes also saw slight gains after months of declines, signaling a market beginning to thaw, even if slowly.
 
Redfin categorizes homes by price tier, and their newest three-month analysis highlights how the starter-home segment continues to outperform the rest of the market. Starter-home prices rose modestly nationwide, with the strongest gains seen in cities like Milwaukee, St. Louis, and Detroit. Meanwhile, places such as Jacksonville, Austin, and San Antonio posted meaningful price drops, reflecting ongoing cooling in parts of the Sun Belt.
 
Sales activity also varied sharply by metro. San Francisco, Providence, and Portland saw the biggest jump in starter-home sales, while markets like San Antonio and Detroit recorded notable declines. Inventory, however, was the defining factor across nearly every region. Starter-home listings jumped 13% year-over-year — the highest October level since 2016 — giving buyers more options and more negotiating power than they’ve had in years.
 
Mid-tier and high-tier listings also grew, though at a slower pace, and homes across all price categories spent more days on the market compared with last year. In cities like Las Vegas, Newark, and San Diego, inventory surged, while markets such as San Francisco, San Jose, and Tampa 
 
Agents on the ground say the tone of the market has shifted. Buyers are no longer rushing to waive contingencies or compete within hours. With higher supply and slower price growth, even well-priced homes may sit longer, especially if they lack standout features.
 
Altogether, the data points to a market gradually moving in buyers’ favor — not because affordability has dramatically improved, but because higher inventory and softer competition are finally giving shoppers breathing room. For many first-time buyers, the path into homeownership remains challenging, but the landscape is clearly becoming more manageable as the market cools.For direct financing consultations or mortgage options for you visit 👉 Nadlan Capital Group.
 
🔍 If you’re looking to get the best possible mortgage in the U.S. for Foreign Nationals and Americans, and want to run an auction between more than 3,000+ lenders, click here👇
https://nadlancapitalgroup.com
 
Continue reading on our site: 
https://www.forumnadlanusa.com/2025/12/starter-home-sales-tick-up-as-housing-supply-hits-near-decade-high/
#HousingMarket2025 #StarterHomes #RealEstateTrends #HomeBuying #MarketUpdate

Experts Predict Slow but Steady Improvement in Housing Affordability for 2026

Housing affordability improved for the seventh straight month in September 2025 — the longest run of progress since late 2019. New data from First American shows that after years of steep declines, the affordability picture is finally shifting in a meaningful way.
 
Now, affordability is still about 66% lower than it was before the pandemic. But for the first time in years, the three factors that shape buying power — income, mortgage rates, and home prices — are slowly moving in a buyer-friendly direction.
 
According to First American Chief Economist Mark Fleming, incomes are rising, mortgage rates have eased off their peaks, and home-price growth has cooled dramatically. These trends are helping buyers regain some of the ground they lost during the explosive market of 2020 through 2023.
 
Real House Buying Power Is Improving
The Real House Price Index, which adjusts for income and interest rate movements, shows a gradual increase in buying power through 2025. Fleming expects this progress to continue into 2026.
 
Mortgage rates are projected to drift slightly lower — not dramatically, but enough to help. Income growth is expected to remain steady. And even though home prices will keep rising, they’re rising much more slowly.
 
Will Mortgage Rates Drop More in 2026?
The Federal Reserve is easing cautiously as inflation cools, but long-term rates — which actually matter for mortgages — remain elevated. Heavy Treasury issuance, sticky inflation expectations, and larger fiscal deficits are keeping the 10-year Treasury yield higher than pre-pandemic norms.
 
Most forecasts expect the 30-year mortgage rate to settle around 6.2% by the end of 2026. That means no dramatic rate crash, but gradual improvement is still possible.
 
Home Prices Will Rise — Just Barely
Experts do not expect widespread home-price declines. Even with softer demand, the U.S. still has a major housing shortage, and homeowners locked into low mortgage rates are not selling.
 
Price appreciation is expected to cool to around 1% per year, the slowest pace in over a decade.
 
Income Growth Is the Game-Changer
For the first time in years, incomes are rising faster than home prices. The New York Fed reports expected household income growth of 2.8% over the next year.
 
When incomes grow while price growth slows — even modestly — affordability improves. Fleming estimates affordability could rise 3% by late 2026, bringing conditions back to mid-2022 levels.
 
A Slow but Real Turning Point
Affordable housing is still a major challenge. But 2026 may become the first year in a long time when the fundamentals consistently move in a positive direction. The recovery will be slow — more like a ship gradually turning — but after years of deterioration, even incremental improvement is meaningful.
 
Buyers waiting for relief may finally see the market start to shift in their favor, one small step at a time.For direct financing consultations or mortgage options for you visit 👉 Nadlan Capital Group.
 
🔍 If you’re looking to get the best possible mortgage in the U.S. for Foreign Nationals and Americans, and want to run an auction between more than 3,000+ lenders, click here👇
https://nadlancapitalgroup.com
 
Continue reading on our site: 
https://www.forumnadlanusa.com/2025/12/experts-offer-housing-affordability-predictions-for-2026/
#HousingAffordability #RealEstateMarket #MortgageRates #HomePrices #EconomicUpdate

Mortgage Rates Inch Higher, But Market Braces for Volatility Next Week

Mortgage rates closed out the week with a slight uptick, but overall they’re still lower than where they started on Monday and Tuesday. Despite several economic reports coming out over the last few days, the market remained unusually calm. That stability suggests investors may be waiting for bigger events on the horizon — and next week could bring exactly that.
 
So far, rate movement this week has been modest, controlled, and not strong enough to shift December’s broader trend. But the quiet tone in the market likely won’t last long.
 
The first major catalyst arrives Tuesday with the release of the JOLTS report — the Job Openings and Labor Turnover Survey. This report takes on extra importance because it will be the first meaningful look at October labor conditions from the Bureau of Labor Statistics. The federal government shutdown delayed most economic releases, and importantly, there will be no full October jobs report at all. That means JOLTS carries even more weight than usual. Any surprise in job openings could easily shake bond markets, and when bonds move, mortgage rates move right along with them.
 
But the biggest event of the week hits on Wednesday: the Federal Reserve’s next interest rate decision. Markets expect another rate cut, but this time, the confidence level is lower than usual. Investors will closely watch three key elements:
 
First, the rate decision itself — even a predictable cut can trigger volatility.
 
Second, the updated dot plot, which reveals each Fed member’s forecast for interest rates in the years ahead. Any shift in expectations for 2026 or beyond could move markets quickly.
 
And third, Jerome Powell’s press conference. Powell’s tone and comments often influence mortgage rates more than the actual policy decision.
 
It’s important to remember: Fed rate cuts do NOT directly lower mortgage rates. In fact, it’s often the opposite. Historically, mortgage rates frequently rise after a Fed cut because cuts can signal expectations for economic strength — pushing long-term yields upward.
 
Looking ahead, the combination of JOLTS, partial employment data, and the Fed meeting means the calm we’re seeing now probably won’t last. Market volatility is likely, and rates could move in either direction depending on how the data unfolds.
 
For now, mortgage rates remain steady — but this may be the calm before a very active week in the financial markets.For direct financing consultations or mortgage options for you visit 👉 Nadlan Capital Group.
 
🔍 If you’re looking to get the best possible mortgage in the U.S. for Foreign Nationals and Americans, and want to run an auction between more than 3,000+ lenders, click here👇
https://nadlancapitalgroup.com
 
Continue reading on our site: 
https://www.forumnadlanusa.com/2025/12/mortgage-rates-could-see-more-volatility-next-week/
#MortgageRates #FederalReserve #HousingMarketUpdate #EconomicNews #RealEstateInsights

Fair Market Rents Surge Nationwide Since 2021, Putting Added Pressure on Renters

New research from LendingTree reveals just how dramatically rents have climbed in the United States over the past five years. Fair Market Rents — the federal benchmark used to determine housing assistance levels — have risen sharply between 2021 and 2026, reflecting a rental market still struggling with post-pandemic inflation, migration surges, and long-standing housing shortages.
 
Fair Market Rent represents the estimated median cost of modest housing, including utilities. Because these figures determine how much help low-income renters receive, rising FMRs directly affect affordability for millions of households. According to LendingTree, one-bedroom FMRs in the nation’s 50 largest metros rose an average of 40.7%, or about $457, while two-bedroom units climbed 37.3%, averaging a $505 increase. For many renters, that’s hundreds of extra dollars a month — money they simply don’t have. As LendingTree’s Chief Consumer Finance Analyst Matt Schulz explains, “A few hundred dollars more in rent each month can make a huge difference.”
 
Every major metro saw rents rise, but some cities experienced massive jumps. New York, San Diego, and Miami lead the nation in one-bedroom increases, each climbing more than $750. Two-bedroom units saw similar spikes, with Miami up $885, San Diego up $877, and New York up $857. These cities were already expensive, and the pandemic brought a surge of new residents — remote workers, retirees, and families seeking warmer climates — pushing demand far beyond supply.
 
Even metros with smaller increases are feeling the pressure. San Francisco posted the smallest gains of any major market, with only about $50 added to both one- and two-bedroom FMRs. But despite the modest rise, San Francisco remains one of the most expensive rental markets in the country, with two-bedroom FMRs exceeding $3,600.
 
Several metros in the South and Midwest — including Birmingham, Oklahoma City, San Antonio, and St. Louis — also recorded relatively smaller increases. But even these “lower” hikes, between $264 and $326, still represent meaningful financial strain for renters with tight budgets.
 
LendingTree points to three major reasons behind the steep rise in FMRs. First, the pandemic unleashed one of the fastest periods of rent inflation in modern history, as demand soared and available units couldn’t keep pace. Second, a massive national reshuffling — with millions of renters relocating to new cities — intensified competition in areas that weren’t prepared for the influx. And third, the country’s long-term housing shortage, years in the making, has left supply too limited to absorb even modest increases in demand.
 
The bottom line: renting has become significantly more expensive everywhere, not just in coastal cities. For millions of Americans, the rising Fair Market Rent highlights a deepening affordability crisis that continues to challenge renters and policymakers alike.For direct financing consultations or mortgage options for you visit 👉 Nadlan Capital Group.
 
🔍 If you’re looking to get the best possible mortgage in the U.S. for Foreign Nationals and Americans, and want to run an auction between more than 3,000+ lenders, click here👇
https://nadlancapitalgroup.com
 
Continue reading on our site: 
https://www.forumnadlanusa.com/2025/12/fair-market-rents-are-up-dramatically-since-2021/
#RentalMarket #HousingAffordability #RealEstateNews #RentInflation #EconomicUpdate

Cooling Housing Market Slows Home Remodeling Activity as Consumers Hold Back

The slowdown in the U.S. housing market is now extending into the home improvement sector, as homeowners grow more hesitant to take on major renovation projects. Retailers and remodeling companies are beginning to feel the impact.
 
Home Depot, the nation’s largest home improvement chain, reported quarterly earnings that fell short of expectations. Executives say the softer results reflect a consumer who is increasingly cautious about the economy and uncertain about where the housing market is headed. Chief Financial Officer Richard McPhail noted that the company expected demand to rebound as interest rates eased late in the year. Instead, rates stayed higher for longer, and homeowners kept delaying big projects. According to McPhail, consumers have been in a “deferral mindset” since 2023, holding off on remodeling until borrowing becomes more affordable.
 
That hesitation is creating real strain. Newpro, a Massachusetts remodeling company, abruptly shut down and filed for bankruptcy, leaving customers with unfinished projects. Though the company did not directly blame the housing downturn, industry analysts say its collapse reflects the broader pressure facing the sector.
 
Despite these challenges, national renovation spending is not collapsing. According to Harvard’s Joint Center for Housing Studies, growth will remain modest but steady through mid-2026. Their Leading Indicator of Remodeling Activity projects spending to rise 2.4% in early 2026 and 1.9% by summer, reaching a record $524 billion.
 
Harvard researchers say this resilience reflects long-term factors that continue to support the remodeling industry. American homes are aging, with more owners taking on repairs and system upgrades. Older homeowners are also investing heavily in accessibility improvements to stay in their homes longer. Rising home values have boosted equity, giving households more financial flexibility to fund upgrades. And the increasing frequency of extreme weather means disaster-related repairs remain a significant share of renovation spending.
 
Looking ahead, the remodeling market is shifting from rapid post-pandemic growth to a more stable, predictable pace. Homeowners may continue postponing large discretionary projects until interest rates come down, but essential repairs, equity-driven improvements, and aging-home upgrades will keep overall spending steady. If rates ease in 2026 and housing activity rebounds, renovation demand could strengthen again. For direct financing consultations or mortgage options for you visit 👉 Nadlan Capital Group.
 
🔍 If you’re looking to get the best possible mortgage in the U.S. for Foreign Nationals and Americans, and want to run an auction between more than 3,000+ lenders, click here👇
https://nadlancapitalgroup.com
 
Continue reading on our site: 
https://www.forumnadlanusa.com/2025/12/weak-housing-market-dampens-enthusiasm-for-home-remodeling/
#HousingMarket #HomeImprovement #RemodelingTrends #RealEstateNews #EconomicUpdate

New Study Reveals the U S Housing Markets Most at Risk in 2025

A new Housing Risk Report from ATTOM reveals that the U.S. housing market has become increasingly uneven, with certain counties facing far greater financial stress than others as of Q2 2025. While home prices remain close to record highs nationwide, deeper indicators such as affordability, foreclosure rates, underwater mortgages, and unemployment show a growing divide between stable and vulnerable markets.
 
ATTOM’s analysis of 579 counties found that the greatest concentrations of risk are in the South and West. Four counties in Louisiana, seven in Florida, five in New Jersey, and fourteen in California ranked among the 50 most at-risk markets in the country. These areas are especially strained by high unemployment, rising foreclosure activity, and worsening affordability.
 
One of the clearest signs of financial pressure is the burden on household income. Nearly 20% of all counties require buyers to spend half their annual income just to afford basic homeownership costs. And in over 60% of counties, households would need to devote at least one-third of their income to staying in their homes — a level the industry considers cost-burdened.
 
The report identifies five counties facing the highest overall housing risk: Charlotte County, Florida; Humboldt, Shasta, and Butte Counties in California; and Cumberland County, New Jersey. All five have unemployment levels above the national average and foreclosure activity well above typical levels. Several of these California counties have also endured repeated wildfire impacts, which add both economic strain and insurance challenges.
 
Affordability remains a pain point nationwide, but some counties face extreme conditions. In places like Marin, Santa Cruz, and San Luis Obispo in California; Maui in Hawaii; and Kings County in New York, homeownership now costs the equivalent of nearly — or more than — a full year’s wages. These markets continue to push homeownership further out of reach for average earners.
 
The report also highlights where underwater mortgages are most common — a sign that rising prices don’t necessarily translate to healthy equity. While the national rate of seriously underwater properties stands at 2.7%, many counties far exceed that. Louisiana dominates this category, with seven out of the ten most underwater markets, including Rapides, Calcasieu, and Caddo Parishes.
 
Foreclosures are another pressure point. Nationally, about one in every 1,400 homes saw a foreclosure filing in Q2. But some counties are seeing rates three to four times higher — including Dorchester County, South Carolina; Charlotte County, Florida; and Oswego County, New York.
 
Unemployment also plays a major role in driving local housing risk. While one-third of counties have jobless rates above the national 4.4% average, some areas face far more severe conditions. Imperial County, California reported unemployment near 19%, while Yuma County, Arizona, and Tulare and Merced Counties in California also showed double-digit jobless rates.
 
But not all regions are struggling. The Northeast and Midwest contain many of the nation’s most stable housing markets. Counties in New York, Wisconsin, Tennessee, and New Hampshire ranked among the lowest risk, supported by stronger job markets, low foreclosure rates, and far more manageable homeownership costs. In counties like Chautauqua, New York; Potter County, Texas; and Madison County, Alabama, homeowners spend less than a quarter of their income on housing — a stark contrast with high-risk areas.
 
ATTOM CEO Rob Barber emphasized that home prices alone don’t determine a market’s health. True stability comes from the combination of affordability, employment, equity, and low foreclosure risk. And while national numbers may suggest stability, the local picture is far more uneven.
 
As households continue to face high prices, rising insurance costs, and regional economic challenges, the gap between stable and vulnerable housing markets may continue to widen in the months ahead.For direct financing consultations or mortgage options for you visit 👉 Nadlan Capital Group.
 
🔍 If you’re looking to get the best possible mortgage in the U.S. for Foreign Nationals and Americans, and want to run an auction between more than 3,000+ lenders, click here👇
https://nadlancapitalgroup.com
 
Continue reading on our site: 
https://www.forumnadlanusa.com/2025/12/study-identifies-most-at-risk-u-s-housing-markets/
#HousingMarket #RealEstateNews #HomeAffordability #ATTOMReport #ForeclosureTrends

Mortgage Rates Drift Back Toward Recent Lows as Bond Market Finds Support

Mortgage rates moved lower on Wednesday, giving borrowers a more noticeable improvement than earlier in the week. While rates haven’t quite returned to last week’s lows, they’re now close enough that many buyers and refinancers will feel the difference.
 
Today’s shift came primarily from the bond market — but in an unusual way. Most of the improvement happened overnight, before U.S. markets even opened. This typically occurs when global markets push momentum in a new direction and domestic trading simply carries it forward.
 
Once U.S. economic data was released this morning, nothing in the reports pushed rates higher. The data was neutral, but in a market where rates have been stuck in a tight range for weeks, even neutral news can help hold onto overnight gains.
 
The result: lenders priced mortgages slightly better, and rates are now back near the lower end of their recent range.
 
For borrowers, this means small but meaningful opportunities: pricing improved, lenders are a bit more flexible, and anyone watching for a dip finally saw some movement in their favor. But with more economic reports coming later this week, rate volatility can pick back up quickly.
 
For now, this mid-week easing gives borrowers a brief window of breathing room as we head deeper into December.For direct financing consultations or mortgage options for you visit 👉 Nadlan Capital Group.
 
🔍 If you’re looking to get the best possible mortgage in the U.S. for Foreign Nationals and Americans, and want to run an auction between more than 3,000+ lenders, click here👇
https://nadlancapitalgroup.com
 
Continue reading on our site: 
https://www.forumnadlanusa.com/2025/12/mortgage-rates-back-down-near-recent-lows/
#MortgageRates #HousingMarket #InterestRates #RealEstateNews #BondMarket #HomeBuyers #Refinance

Rising Tariff Pressures Signal Possible Job Cuts in 2026, Corporate Leaders Warn

New U.S. tariffs intended to bring manufacturing jobs back to America may end up doing the opposite. New survey data and executive commentary show growing concern that higher import costs are forcing companies to consider staff reductions heading into 2026.
 
According to the latest ISM manufacturing report, executives across key industries say tariffs are reshaping their business plans in ways that could directly impact American workers. One transportation equipment executive said the company is already implementing permanent changes, including layoffs and shifting more production offshore — exactly the outcome tariffs were meant to prevent.
 
The ISM index fell to 48.2% in November, signaling another month of contraction in the manufacturing sector. Its employment measure dropped to 44%, the lowest since August, showing weakening demand for labor.
 
Pressure isn’t limited to factories. Leaders in energy, machinery, and electronics are also preparing for a tougher 2026. A petroleum and coal industry executive said their company has already sold a business unit and begun offering voluntary severance packages. Another executive in electrical equipment said today’s tariff-driven uncertainty is even worse than the disruptions seen during the pandemic.
 
Despite these warnings, broader economic data still looks stable at the surface. Q3 GDP is tracking near 3.9%, and September payrolls came in stronger than expected. But large corporations — including Amazon, which plans to cut up to 30,000 jobs — are already responding to rising costs and global trade weakness.
 
International analysts believe the most significant effects are still ahead. The OECD reports that global trade has not yet seen “severe disruption,” but early indicators suggest tariff impacts are beginning to spread. A sharp decline in the value of tariffed U.S. imports is an early sign that companies are already scaling back.
 
The Federal Reserve’s latest Beige Book echoes the concern, noting slight declines in employment over the past several weeks and highlighting tariffs as a major uncertainty for manufacturers. Retailers are also feeling the strain: one large chain reported a 20% rise in costs and is weighing whether to raise prices, cut staff, or reduce other expenses.
 
Looking ahead to 2026, many economists believe businesses may tighten staffing as they navigate higher costs, slowing global trade, and cautious investment. While the economy remains resilient on the surface, tariff-driven layoffs and reduced hiring could become a dominant theme in the year ahead.For direct financing consultations or mortgage options for you visit 👉 Nadlan Capital Group.
 
🔍 If you’re looking to get the best possible mortgage in the U.S. for Foreign Nationals and Americans, and want to run an auction between more than 3,000+ lenders, click here👇
https://nadlancapitalgroup.com
 
Continue reading on our site: 
https://www.forumnadlanusa.com/2025/12/tariff-pressures-begin-to-hit-businesses-raising-fears-of-job-cuts-in-2026/
#USEconomy #Tariffs #ManufacturingIndustry #LaborMarket #EconomicOutlook

Child Care Real Estate Becomes the Next Big Target for Developers and Investors

A fast-growing but often overlooked corner of commercial real estate is suddenly becoming a major investment target: child-care properties. As more parents return to in-person work and demand for early education surges, the U.S. is facing a childcare shortage so severe that it has created one of the strongest growth opportunities in the real estate market.
 
A new report from brokerage B+E shows that investor interest in childcare centers is rising quickly. Available childcare properties for sale are up 14% since the end of 2024, and banks are eager to finance them. According to B+E CEO Camille Renshaw, developers are now securing strong national tenants — making these assets extremely attractive for investors seeking long-term, stable income.
 
The U.S. child-care industry is already valued at over $65 billion and is projected to nearly double to $110 billion by 2033. The growth is driven by several trends: more parents returning to offices, expanding early education technology, increased government support, and rising awareness of early childhood development.
 
What makes this sector so appealing to investors is the net lease model. Most large childcare operators — including KinderCare and The Learning Experience — prefer long-term leases where they handle taxes, insurance, and maintenance. This creates reliable, low-touch income for property owners. The number of facilities with leases longer than 10 years has jumped 12% this year alone.
 
But the biggest driver is a severe nationwide shortage. Nearly 15 million children under age six need care, but only 8.7 million have access to formal programs. That leaves a gap of 6 million childcare slots, with more than half of U.S. regions qualifying as “child-care deserts.” In many of these areas, families face waitlists lasting six months to a year or more.
 
Developers are now targeting these deserts directly. Fortec, a major early-childhood real estate developer, has partnered with Equiturn to launch a $100 million fund to expand childcare facilities across underserved regions. Their goal is to institutionalize the sector — turning childcare centers into a recognized, scalable investment class, similar to what happened with single-family rentals a decade ago.
 
REITs are beginning to show interest too, though childcare still represents only a tiny portion of their portfolios. But with demand rising, government incentives growing, and supply far behind, industry leaders say the sector is poised for rapid expansion.
 
For investors, childcare centers offer reliable tenants, long leases, and strong returns. For communities, they provide essential infrastructure that supports workforce participation and economic stability.
 
Child-care real estate is no longer a niche—it’s becoming one of the most compelling growth stories in commercial property today.For direct financing consultations or mortgage options for you visit 👉 Nadlan Capital Group.
 
🔍 If you’re looking to get the best possible mortgage in the U.S. for Foreign Nationals and Americans, and want to run an auction between more than 3,000+ lenders, click here👇
https://nadlancapitalgroup.com
 
Continue reading on our site: 
https://www.forumnadlanusa.com/2025/12/child-care-real-estate-gains-investor-momentum-as-demand-surges-nationwide/
#CommercialRealEstate #CRETrends #ChildCareIndustry #RealEstateInvesting #CommercialProperty

Why Many Homebuyers Are Still Waiting as Prices Rise and Inventory Shrinks

New Redfin data shows that U.S. home prices rose 2.3% during the four weeks ending November 16 — the strongest annual increase in seven months. But this price growth isn’t being driven by strong demand. Instead, it’s happening because supply continues to shrink, even as buyers step back.
 
Buyer demand remains weak. Pending home sales fell 0.8% year-over-year, the biggest decline in four months, and homes are sitting on the market longer. The typical home now goes under contract after 49 days — the slowest pace for this time of year since 2019. Economic uncertainty, elevated prices, and high mortgage rates are keeping many shoppers on the sidelines.
 
At the same time, inventory is losing momentum. Active listings rose only 6.1% from a year ago — the smallest increase since early 2024. With fewer new homes hitting the market, prices continue to inch up, even without strong buyer activity. And even though home-price growth is running below both wage growth and inflation, the improvement in affordability hasn’t been enough to change buyer behavior.
 
Price trends vary sharply across the country. Eighteen of the 50 largest metros posted annual price declines — the broadest drop in more than two years. Markets like Fort Worth, Dallas, Jacksonville, Miami, and Seattle saw some of the steepest reductions, as rising supply met weaker demand.
 
But the Midwest and Rust Belt tell a completely different story. Cities like Cincinnati, Pittsburgh, Detroit, Milwaukee, and Cleveland are seeing the fastest price gains in the nation, driven by stable demand and far more attainable home prices. These markets continue to attract local buyers as well as out-of-towners seeking affordability.
 
On the ground, agents say the key is pricing. Homes that are move-in ready and priced realistically — especially those with sought-after features like pools — are still getting multiple offers. But overpriced listings linger.
 
Looking ahead, the market is being pulled in two directions:
Weak buyer demand driven by high mortgage rates and economic uncertainty
Tight inventory that keeps prices from falling more broadly
 
If supply continues to soften, prices may keep rising even with limited demand. But if mortgage rates decline or economic confidence improves, more buyers could return especially in metros where prices have cooled the most.
 
For now, buyers remain cautious, sellers are adjusting, and the market continues to move slowly toward its next turning point.For direct financing consultations or mortgage options for you visit 👉 Nadlan Capital Group.
 
🔍 If you’re looking to get the best possible mortgage in the U.S. for Foreign Nationals and Americans, and want to run an auction between more than 3,000+ lenders, click here👇
https://nadlancapitalgroup.com
 
Continue reading on our site: 
https://www.forumnadlanusa.com/2025/12/why-many-potential-homebuyers-are-still-waiting-as-prices-climb-and-inventory-tightens/
#HousingMarket #RealEstateUpdate #HomePrices #MarketTrends #MortgageRates